Importance of Going to Reputable Doctors After a Car Wreck

A few of the main reasons it is crucial to get an honest reputable doctor when dealing with getting compensation for medical bills after a wreck is that a doctor who is dishonest might:

Falsify Reports: For instance, your doctor might put in his daily report on your treatment that you are getting better to make him look like he is actually treating you successfully. I personally encountered this where I told the doctor I was experiencing a pain level of 7 and he reported that I said a 5. This could come back to haunt you when attempting to reach a settlement, because if an official doctor’s report says you are better, your word that you are still in pain is not taken seriously.

TIP: ALWAYS CHECK WHAT THE DOCTOR’S REPORT SAYS. ASK FOR A COPY EVERY NOW AND THEN. IT IS YOUR RIGHT!

Rack-up Medical Bills: Simply because a doctor knows that you are not self-pay and an insurance company is paying, they will try to get the most out of the situation. This may include charging for services never rendered or giving you too much treatment that is not really beneficial to your health like seeing you five times a week instead of three.

TIP: BE THE CONCERNED PATIENT & ASK WHY YOU ARE RECEIVING A CERTAIN COURSE OF TREATMENT.

If something like this were to happen your insurance company may refuse to pay and stick you will the bills or they make attempt to call the doctor behind your back to negotiate you bill which makes for a very uncomfortable situation when you to go back and see this doctor.

If the doctor is unethical he/she may be passive aggressive about the occurrence which could lead to mistreatment or loss of medical records as in my case. So even though you are not paying your bills, it is a good idea to keep up-to-date on what services and products your doctor is charging you.

Won Treat Need Properly: When all you might need is a few minor services or medications your doctor may order un-needed expensive tests which are not conducive to your health.

Waist of Time and Money: If your doctor is not concerned about your health and doesn’t listen to your pain, then you are loosing out on a small window of opportunity in which you are more susceptible to achieving a full recovery. This is something no amount of money can compensate for. Only go to a doctor who listens to you and is willing to treat your need and not his/her needs.

TIP: IF SOMETHING IS FISHY ABOUT THE WAY DOCTOR IS TREATING YOU, MAKE SURE YOU ASK FOR ALL MEDICAL RECORDS BEFORE ACTUALLY DISCONTINUING SERVICE, BECAUSE AFTER YOU ARE NO LONGER A PATIENT THEY WILL NOT BE AS WILLING TO WORK WITH YOU.

What to Do When Accepting a Car Settlement

This is NOT your first concern right after the wreck – your health and pain is – and the insurance knows this very well. They use this state of you being in shock to their advantage. So, they want to throw you off your game and sidetrack you with a much smaller issue like the condition of your car. They will present it as an urgent time-limited matter (which is not the truth) in hopes that you are not thinking straightly to make a reasonable judgment.

When you come to think about it, however, settling for the vehicle is a big deal, because living in most places in the United States, you will NOT be able to get around for treatment or work without a vehicle, and most importantly you will not be able to able to continue your fight with the insurance. This is especially true for some new insurance policies where FULL-COVERAGE does not include a rental. Continue reading What to Do When Accepting a Car Settlement

Why Do ER Doctors Overlook Injuries Associated with Car Accidents?

Most of the time, when an ER doctor knows you have been in an automobile accident they seem to keep their distance. They quickly refer back to your personal doctor (even if you tell them you don’t have one) in order to not get involved in your case. If they do not see anything majorly wrong with you such as broken bones, concussion, or obvious trauma they probably won’t even order x-rays. (TIP: ASK FOR THEM)

If they are the first doctor which is aware of your post-trauma condition, then they may be subject to being deposed or even called in to court as an expert witness of your injuries.

The easy thing is to have plausible deniability and put in their report “No obvious trauma present, minor soft tissue damage, if any pain presents past 3 days patient should contact their personal physician. Gave patient a minor pain medication.” See, the trick here for the ER doctor is to say everything is minor and sometimes they will not even report your actual words referring to any major trauma.

So if an ER doctor can refer you, then they are referring a potential problem or potential lawsuit. Because there are so many scam artists who will claim an injury when there is not, doctors are becoming very wary as to say that a wreck is a direct cause to a current condition. And if your injury is only a short-tissue injury or whiplash type one, then they will more than likely chose to stay away from direct treatment or any recommendations.

Even though you are probably right that an ER doctor is going to be a waist of time and money, you still need to go see them to be on the safe side as well as for documentation purposes.

What to Do After a Car Wreck, Even If It Was a Minor Accident?

If you are in a car wreck, even if it is a minor accident:

(1) Call 911 immediately if you can. If you cannot, have someone else call them and request the police and an ambulance. You cannot be too careful.

You may think you are okay at the moment. The adrenalin rush you have experienced with the car wreck can minimize your level of pain. But the reality is you are NOT OKAY. Minor car wrecks, even at speeds of 15-25 mph cause tension in your body, which you DO NOT experience under any normal circumstances in your life. Even minor whiplash type injuries which appear insignificant can cause permit damage. Continue reading What to Do After a Car Wreck, Even If It Was a Minor Accident?