If you are the person who is struggling with whether of not to sue an insurance company there are a few things you can consider.
First, you have to get over any negative feelings you might have towards lawsuits. Unfortunately, the way the system is set up, at times there are no other options, but to bring suit in order to be compensated at all.
If the insurance company is not willing to work with you and are not even willing to cover your medical expenses, they leave you with no choice. You should consider suing if you feel like you have tried all attempts to get the insurance company to work with you and they are not.
If you feel you have just cause with proof you are the victim you should considering suing. If you are suing because you are greedy, you should be ashamed and this will more than likely bit you in the butt. You should never sue because of greed. The system is thankfully set up to weed out this type of scam artist.