This is NOT your first concern right after the wreck – your health and pain is – and the insurance knows this very well. They use this state of you being in shock to their advantage. So, they want to throw you off your game and sidetrack you with a much smaller issue like the condition of your car. They will present it as an urgent time-limited matter (which is not the truth) in hopes that you are not thinking straightly to make a reasonable judgment.
When you come to think about it, however, settling for the vehicle is a big deal, because living in most places in the United States, you will NOT be able to get around for treatment or work without a vehicle, and most importantly you will not be able to able to continue your fight with the insurance. This is especially true for some new insurance policies where FULL-COVERAGE does not include a rental. Continue reading What to Do When Accepting a Car Settlement