I would personally hate to be an insurance adjuster. They are highly trained to get a quick settle for the least amount of money regardless of personal loss and damages.
They have many tricks up their sleeves including:
PROPERTY DAMAGES ASPECTS
1. Getting you to sign a document for the auto settlement but it is really a complete release. Meaning that they are not responsible for your personal injuries. Never sign anything in haste. Never sign any thing that says “GENERAL RELEASE”. Get a second opinion. And don’t sign it if it smells fishy.
2. They will catch you at awkward times like right before work, at the end of the office day when there is a rush to make a decision, or the day after the wreck when you are not thinking correctly.
3. They will attempt to get out of responsibility as quickly as possible and be very forceful and come close to threatening so that you will settle. Don’t worry. Slow things down as much as you would like.
4. They will use intimidating, unfamiliar legal terms so that you feel pressured to listen to them as an authority.
PERSONAL INJURY ASPECTS
5. They may indirectly attack that you are seeking treatment via a chiropractor; however they will always begin by saying something like “I can’t tell you what type of treatment to seek, but if you go to “X” type of treatment we do not guarantee coverage.
6. They will try to give you a somewhat tempting settlement before you are completing better.
7. They keep a great distance so that nothing becomes personal. They will not listen to your pain and suffering and disregard it as any part of any settlement offer.
8. The insurance adjuster may call your attending physician to negotiate your medical costs behind your back.