To Sue or Not To Sue?

If you are the person who is struggling with whether of not to sue an insurance company there are a few things you can consider.

First, you have to get over any negative feelings you might have towards lawsuits. Unfortunately, the way the system is set up, at times there are no other options, but to bring suit in order to be compensated at all.

If the insurance company is not willing to work with you and are not even willing to cover your medical expenses, they leave you with no choice. You should consider suing if you feel like you have tried all attempts to get the insurance company to work with you and they are not.

If you feel you have just cause with proof you are the victim you should considering suing. If you are suing because you are greedy, you should be ashamed and this will more than likely bit you in the butt. You should never sue because of greed. The system is thankfully set up to weed out this type of scam artist.

Tactics Your Lawyer May Use To Get You to Settle

Remember that lawyers much prefer out of court settlements because this goes as a win on their record as opposed to rolling the dice and possibly having a loss in court.

 They may scare you will possible future fees of court, depositions, mediation, travel expenses etc, etc so that you will take the settlement. This is true especially if your lawyer knows your financial situation.

 If your lawyer is aware of financial struggles, they may attempt to use a settlement offer as an incentive for you to be able to pay your expensive and incurred medical bills so that you are not turned over to collectors and therefore having much greater expenses.

 Your lawyer may try to tell you that your case is not worth more than the settlement amount and you should quickly take the first offer. Remember, the quicker you take the offer, the quicker the lawyer gets paid and can move to their next victim.

 Time is money for a lawyer and they will most definitely attempt to convince you that if you do not take an out-of-court settlement then your case could possible draw out for years.

 After further review of your case and closer examination of your doctors’ reports it is their opinion that the opposing counseling has a better argument for a jury, so you should take the settlement offer.

 If your lawyer tells you they will go pro bono just to get you to settle, this is a big red flag that something is not right. Lawyers just don’t give up the opportunity to get paid.

 And if your lawyer says they are going to quite on you if you don’t settle this is an even bigger red flag and grounds for disbarment.

 Again your lawyer may use another type of scare tactic that there is a Statue of Limitations coming up and we will need to settle. Of course this is not true, but if you are not aware of the law, then you are overly trusting of your lawyer.

 They pay play the trust card in which they say I’m doing what’s in your best interest and just trust me because I have done this for “x” amount of years. So I’m telling you to settle.

 Or they may use their excessive knowledge and experience to point out that you don’t know what you are talking about and should take their advice. In a polite way, they are calling you an idiot.

If you feel that your lawyer is working against you and constantly trying to get you to settle, there is probably a reason. Perhaps they are incompetent and need to be fired, or they may be in a type of dual relationship with the apposing counseling. But regardless of the excuse, don’t be blinding by these overly used tactics. Only settle if you feel that it is in your best interest.